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Tools and resources

Our links to tools and resources should provide you with some additional assistance however If you do not find what you are looking for please get in touch.
Victorian first home buyers guide
Get step-by-step information on how to buy your first home in Victoria and where the government can help.
Victorian Land Transfer (Stamp) Duty
Use this calculator to work out your land transfer (stamp) duty liability when you buy a property.
Duty is charged based on the:
  • Contract date or in any other case, the transfer date.
  • Dutiable value of your property.
The dutiable value of a property is generally the purchase price or market value of the property, whichever is greater.
FIRST HOME BUYERS
The Australian Government is making home ownership more achievable for more people with new and expanded programs that make it easier to get started.
Click this link to know more about:
- First Home Super Saver Scheme;- 5% Deposit Scheme(formerly Home Guarantee Scheme); and- Help to Buy Scheme.
equifax - credit reports
Your Equifax Credit Report will include:
  • Credit rating
  • Key factors impacting your credit rating
  • Credit products you currently hold
  • Past applications you have made for credit
  • Repayment history (subject to your lender providing this information to Equifax)
  • Overdue debts that you have been listed as a default
  • You can also check if information in your Equifax Credit Report is accurate, and if not, Equifax can investigate any inaccuracies for free
Australian Defence Home Ownership Assistance Scheme
The Defence Home Ownership Assistance Scheme (DHOAS) assists current and former Australian Defence Force (ADF) members and their families to achieve home ownership. DHOAS is administered by the Department of Veterans' Affairs on behalf of the Department of Defence.
Cotality - Property Report
The Property Report is designed to provide a comprehensive view of an individual residence within Australia.
It includes key data for the property such as property sales history, listings history, rental history and development permit application activity where available.
Victorian First Home Owners Grants & Concessions
You may be eligible for the First Home Owner Grant or a range of exemptions, concessions and reductions.
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contact details
PO Box 346 Portarlington 3223 AU
+61 3 5241 1006
enquiries@kistafinance.com.au
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